As a leading HECM lender, our business partners range from large, high-volume producers to small, one-person third-party originators. No matter your needs—even if you’re not an FHA-approved broker—we have a program that can help you grow your business.
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There are several ways to partner with Liberty. Our programs are designed to meet your needs and provide you with the level of involvement in the loan process that you prefer. Liberty’s business partners range from large, high-volume producers to small one-person, third-party originators and every size in between.
|Originator Program||Wholesale Broker||Hybrid Correspondent||Full Correspondent||Marketing Affiliate|
|Print Application||Print Application||Print Application||Print Application||Learn More|
|With the Third Party Originator Program (TPO), you retain and expand your client base, increase returns on marketing investment, and grow your business. You bring us the client, we work directly with them and you earn a fee based on the services your provided.
||With the Wholesale Program, the loan process is shared by the broker and Liberty. You develop relationships with clients, guiding them through the application and counseling process. Liberty underwrites, draws documents, closes and funds the loan. Loans close in Liberty’s name.
Properly state licensed as a mortgage broker
|Hybrid Correspondent Program (HCP) participants prospect, originate, close and fund their reverse mortgage loans. Liberty will then purchase the closed loan as a secondary transaction. Specialized training is provided by Liberty.
||As a Full Correspondent, you originate, underwrite, process, close and fund the loan. You then send us the complete funded loan. Liberty will then purchase the closed loan as a secondary transaction. Specialized training is provided by Liberty.
||Under a marketing services agreement, you bring us your list of potential clients; we market to your database. Liberty works directly with them and you earn a fee for closed loans.
Must have a signed marketing agreement contract